Best ways is to buy things with the help of a credit card. You can also apply for an online loan in Malaysia to support your education and medical expenses sometimes. Still, the option of a credit card is best because it quickly solves the problem of your money. It also varies on which currency you are spending. There are many terms and conditions like interest rate, deadline of payments, colling periods, and many more. There are a few other facts which you should know about such cards.